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Question1DefineInflation,deflationanddisinflation.
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Inflationisanincreaseintheaveragepricelevel.Deflationisadecreaseintheaveragepricelevel-itisnegativeinflation.Disinflationisadecreaseintherateofinflation.Thereisstillinflationbutatalowerratethanbefore.
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Question2Usingthediagrambelow,fullyexplaintheimpactofAnincreaseinconsumerconfidenceoninflation.
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Anincreaseinconsumerconfidencewillmeanthatconsumersaremoreconfidentaboutthefuture.Thiswillcauseanincreaseinconsumerborrowingofmoneyandspending.ConsumerspendingorconsumptionisacomponentofAggregatedemand,soifconsumptionincreasesADwillincreasefromADtoAD2causingthepriceleveltoincreasefromPLetoPLe2andoutput/employmenttoincreasefromYetoYe2-thisisdemandpullinflationastheaveragepricelevelincreases.
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MV=PQPointAisattheboomphaseintheeconomiccycle.Theeconomyisatfullcapacity,thereisnotmuchunemploymentandresourcesarescarce.AnincreaseinM(moneysupply)atthispointwillmeanthatoutput(Q)isunabletoincreasebecauseofthescarceresourcesandsoP(inflation)willincreasealot.AtpointBtheeconomyisinarecession/downturn.Therearealotofunemployedresourcesandsotheeconomyiseasilyabletogrow.WithanincreaseinM,Q(output)isabletoincreaseandsoPdoesnotincreasebymuchandsothereislessinflation.
Question3UsethequantitytheoryofmoneyandthediagramtoexplaintheimpactofanincreaseinthemoneysupplyatpointAandpointBinthebusinesscycle.
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WiththeAmericasCupbeingheldinAucklandtherewillbeanincreaseinthenumberoftouristsandinvestmentbyAmerica’scupsyndicatesinN.Z.Tourismisexportreceipts.ExportreceiptsandinvestmentarecomponentsofAggregateDemand.AnincreaseinexportreceiptsandinvestmentwillincreaseAggregateDemandfromADtoAD2.ThiswillincreaseanincreaseinthepricelevelfromPLetoPLe2-causingdemandpullinflation.Ouput/employmentwillincreasefromYetoYe2.
Question4NewZealandhaswontheAmericasCupanditisexpectedtobeheldinAucklandin2021.FullyexplaintheimpactoftheAmericasCupbeingheldinAucklandoninflation.Usethediagramtohelpwithyouranswer.
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AchangeinthepriceofApplesisaoneoffpriceincrease-itwillonlyaffecttheoneitemandsowillnothavemuchifanyimpactonthegeneralpricelevel/inflationbecauseitwillnotaffectotherproducts.Electricityisamajorcostofproductionaswellasbeingusedbyallhouseholdsandsowillaffectmanyfirmswhoseproductioncostswillincreasecausingthemtoincreasetheirpricestomaintaintheirprofitmargins.ThiswillcausetheAScurvetoshiftleftleadingtocostpushinflation.
Question5FullyexplainthedifferenteffectsonthegeneralpricelevelmeasuredbytheConsumerPriceIndex(CPI)ofanincreaseelectricitypricesandanincreaseinthepriceofOranges.Inyouranswer,explain:howelectricitypricescanresultinachangeininflationandwhyanincreaseinthepriceofapplesmaynotcauseachangeininflation.
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Inflationaryexpectationswillmeanthatconsumerswillbuynowratherthanlater.ThiswillincreasethevelocityofmoneyasconsumersspendmorecausinganincreaseinPandinflation.Inflationaryexpectationswillcauseanincreaseinconsumption.ConsumptionisacomponentofADandsoADwillincreasefromADtoAD2creatingdemandpullinflation.AndepreciationoftheNZdollarwillmakeNZexportscheaperforoverseasbuyersandsoexportreceiptswillincrease.ExportreceiptsareacomponentofADandsoADwillincreasefromADtoAD2causingdemandpullinflation.Withadepreciationthecostofimportedrawmaterialswillalsoincrease.ThiswillcauseanincreaseinfirmscostsofproductionandsoASwilldecreasefromAStoAS2.Firmswillincreasepricestomaintainprofitmarginscreatingcostpushinflation.AdepreciationwillcausethepriceleveltoincreasefromPLetoPLe2andoutputtodecreasefromYetoYe2.
Question6CompareandcontrasttheimpactoninflationofincreasinginflationaryexpectationswiththeimpactofadepreciationoftheNewZealanddollar.Usethegraphbelowinyouranswer.
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Withhighinflationpeoplewhohaveborrowedmoneytobuyanewhomewillbetteroffastherealvalueofthemoneytheyhaveborrowedwilldecreasemeaningthattherealamounttheywillhavetopaybackwillbeless.Alsothevalueofthehometheyhavepurchasedwillbeincreasinginvaluesotheirmortgageasapercentageofvalueoftheirhomewillbeless.However,duringhighinflationinterestratesmaybeincreasing-increasingtheirmortgagerepayments.Peopleinretirementmaybeworseoffasthevalueoftheirsavingswilldecreaseinvaluewithhighinflation.Alsotheirrealinterestratemaybelessandsotheywillbeworseoffastheirrealinterestincomedecreases.Businesseswhoexportwillbeworseoffastheircostsofproductionwillincreaseleadingtoanincreaseinthepricesofthegoodstheyexport.Thiswillmakethemlesscompetitiveandreducedemandfortheirproduct.Theirprofitswillfallastheyexportless.BusinesseswhoproduceonlyfortheNZmarketwillseethepricetheyreceivefortheirproductincreasebuttheircostsofproductionmayalsoincreaseandsotheymaybeabitbetterofforabitworseoffornochange.
Question7Compareandcontrastthedifferenteffectsofaperiodofhighinflationon:peoplewhohaveborrowedmoneytobuyahomeANDpeopleinretirementwhousetheirsavingsasasourceofinterestincomeNewZealandbusinessesproducingfortheNewZealandmarketANDNewZealandbusinessesproducingforexport.
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